How does Klear decide?

Klear has developed its own credit scoring model that uses all the information available regarding the company, and any significantly related party.

The factors contributing to the rating are the following: activity and evolution of the company, financial indicators, credit history, history of payment of the tax, profile and experience of the manager, sustainability of the business model.

of the company is an indicative element as the final decision is taken by Klear team after an interview with the manager to understand better the business model and how the new credit will fit in.